Wednesday, 18 February 2015

Tips for Identity Theft Protection

Identity theft is one of the growing crimes these days. Identity theft can be avoided by Identity monitoring services. Also you can follow these tips to protect yourself against Identity Theft:

Checking your Free Credit Report:
Checking of your credit report at regular intervals helps you spot any errors or inaccuracies and lets you know of any unusual happenings in your report and avoid frauds. There are three credit rating agencies- Equifax, CIBIL and Experian who give credit reports.
Less Data on your hand:
Try to carry less sensitive information as much as you can. Carry only the essentials which you need in your day to day life. Try not to use cheques, use your credit card or debit cards instead. A  Cheque contains your bank account number and the thief just needs one cheque to steal your identity. Credit and Debit Cards are safer options.

Handle your finances online: 
The best way to avoid identity theft is handling your finances online. Instead of your personal documents coming through the mail and getting into the hands of some thief, it is better to get your bills and financial documents online. You can also check a website’s safety by its certification.

Don’t give away information:
Whenever somebody asks you to give away information, ask yourself if they really need it. Never give any private information to any callers who ask, without a very important reason.

Computer/Mobile Protection:
Nowadays most of the people store their important information in their mobiles and laptops. Protect your mobiles & laptops with passwords to stop any thieves from accessing your private information. Put an Anti-Virus on your computers to protect it from any malwares who may access your information through any spam or pop-ups.

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